Terms of Service
Effective Date: ​12-04-2024 (twelfth of April two thousand twenty-four)

These Terms of Service ("Terms") govern your access to and use of the Financial Calculators Web Application (the "Application") provided by EcoWR ("we", "us", or "our"). By accessing or using the Application, you agree to be bound by these Terms.

1. Use of the Application
You must be at least 18 years old to use the Application. By using the Application, you represent and warrant that you are at least 18 years old.

2. Intellectual Property Rights
The Application and its original content, features, and functionality are owned by EcoWR and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

3. User Conduct
You agree not to:
-Use the Application in any unlawful manner or for any unlawful purpose.
-Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity.
-Attempt to gain unauthorized access to any portion of the Application or any other systems or networks connected to the Application.

4. Disclaimer of Warranties
The Application is provided on an "as-is" and "as available" basis, without any warranties of any kind, either express or implied. We do not warrant that the Application will be uninterrupted or error-free, or that defects will be corrected.

5. Limitation of Liability
In no event shall EcoWR, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Application; (ii) any conduct or content of any third party on the Application; (iii) any content obtained from the Application; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

6. Indemnification
You agree to indemnify and hold EcoWR harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these Terms or your violation of any law or the rights of a third party.

7. Governing Law
These Terms shall be governed by and construed in accordance with the laws of European Union, without regard to its conflict of law provisions.

8. Changes to these Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

9. Contact Us
If you have any questions about these Terms, please contact us at info@ecowr.com.By accessing or using the Application, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Application.